cesar's picture
Cesar Diaz Phone: 909-784-2476
Cesar has led the loans.org team of writers and journalists in becoming a leading organization of consumer education in the loans industry. He has a talent for fulfilling consumer needs through development of information-driven sites with an emphasis on user experience that have all thrived from high organic traffic.

After conceptualizing and executing one of the most successful insurance businesses found on the internet, Cesar joined loans.org in the quest of educating consumers on loans.

He likes to take a hands-on approach, occasionally contributing as an author while simultaneously leading the team towards fulfilling loans.org's mission. 
Latest Articles from Cesar Diaz  Email: admin@loans.org
house frame of dollar bills
A cash-out refinance loan is the refinancing of a borrower’s first mortgage into a new mortgage for more than the amount owed. The borrower receives a sum of "cash out" funds after the existing mortgage is paid in full and all closing costs are covered. The homeowner now has a new loan, usually for a new 30 or 15 year term at present day interest rates plus some cash. Greg Cook, Certified Military Housing Specialist for First Time Home Buyers Network, told loans.org how a cash-out refinance...
Car, rose, and wedding rings
Financially, the most contentious part of a divorce is usually the divvying up of assets between spouses. When it comes to auto loans, there are several factors that determine who the loan and, more importantly, the car, will be granted to. Do you live in a community property state? Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin are all community property states. In a community property state, everything a spouse owns before the marriage, including...
money under a car hood
Borrowers can get an auto title loan even if they are behind on car payments. However, this is not a very wise financial decision. If borrowers are already behind on car payments then it means they are in a dire financial situation (or disastrously forgetful). Eric Counts, President of CreditNerds, told loans.org that if a borrower is behind on car payments it means that “either you are having money difficulties and are unable to keep up with the payments, or you are financially irresponsible...
marine corps parade uniform
The North Carolina Attorney General is taking up arms to protect Marines and members of the military from predatory payday loan lenders. On May 15, Attorney General Roy Cooper hosted a “Scam Jam” at Marine Corps Camp Lejeune. During the presentation he raised awareness about identity theft, automobile scams and usurious predatory payday loans; all of which threaten the financial wellbeing of both enlisted Marines and their families. Noelle Talley, Public Information Officer for Attorney...
smart car on hundred dollar bills
An auto loan lender in Ohio has unveiled a new charitable program. Pathways Financial Credit Union will be donating proceeds of new car loans to local charities as part of its “Borrow to Give” initiative. Under the program, whenever borrowers obtain an auto loan or refinance an existing car loan, the credit union will give 1 percent of the principal to a local charity near the branch where the transaction took place. Borrowers themselves benefit by receiving 1 percent also, but only up to $400...
dollars and money bills
Small Business Administration (SBA) loan lending is thawing. This will prove a boon to businesses seeking business loans and entrepreneurs seeking financing to launch new companies. According to the actual data, SBA lending has increased and heralds signs of economic recovery. The data shows that business loans to minorities, women and startups both increased in quantity and in total money lent. David J. Hall, Public Affairs Specialist at the SBA, told loans.org that “Overall, the pace of SBA...

Pages