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Isaac Juarez Phone: 909-784-2467
Isaac Juarez is an experienced writer with degrees in both Political Science and European History from the University of California in Riverside.

As a student, Isaac wrote for the Highlander Newspaper, covering local news stories ranging from basic campus happenings to the men’s basketball team’s budget abuse scandal.

He also had the opportunity to study Medieval Warfare in Scotland for one summer where he visited castles, saw battle grounds, wore armor and enjoyed sampling the finest beer Scotland has to offer.

Coupling his unique experiences as a student with his time as both a congressional campaign intern and an Eagle Scout, Isaac hopes to write articles that will turn the often mundane subject of lending into something very engaging for readers.
Latest Articles from Isaac Juarez Google Plus Email: isaac@loans.org
money in the trash basket
A new government report highlights just how difficult running a franchise business can be. It also shows that taxpayers can end up footing the bill for a lot of business failures. The report comes from the Government Accountability Office and shows that more than 40 percent of franchises from a single parent company defaulted on SBA guaranteed loans. As a result, the SBA, and by extension taxpayers, had to pay $11 million. The report also found that between 2003 and 2012, 28 percent of all...
regretful man
College may have lost some of its luster. While it is common knowledge that young people are struggling along with the rest of America, it is also commonly known that people need to go to college in order to succeed. At least, so the mantra is repeated. As many a barista can share, a college degree isn’t the guarantee of a good job, let alone a full-time one. Adding salt to many a college graduate’s wound is the heaping debt that many accumulate to afford a college education. Like climate...
credit card and glasses
A consumer’s credit score is greatly impacted not just by the amount of credit cards they apply for but also the time frame in which they apply for them. Eric Adamowsky, Co-Founder of Credit Card Insider, said filling out multiple credit card applications in a short period of time will result in multiple hard inquiries within that short period. These inquiries cause consumer credit scores to fall. “A hard inquiry occurs, when a lender pulls a copy of an individuals credit report or score,” he...
dollars under a laptop
The CFPB is investigating eBay’s Bill Me Later service for allegedly violating short-term loan regulations by effectively offering financing that is little more than payday loans. The Bill Me Later program is under the supervision of PayPal and works by having Utah-based Comenity Capital Bank make instant loans that are then purchased by eBay. Loans under the program carry a 19.99 percent interest rate that customers can avoid by paying off their loan before the end of a six-month period. The...
we the people phrase on a dollar
According to a 60 Minutes report, politicians on both sides of the aisle are lending personal loans to their campaigns and profiting off of the returns. The payments received from these loans have allegedly been so profitable that politicians have been able to afford NFL game tickets, trips to Europe, and golf outings. Election Law attorney Gene Berardelli said that the use of personal loans in campaign finance was intended to help out candidates that were self-financing their own campaigns....
shopping bag full of dollars
Black Friday is fast approaching. Unlike most holidays which ostensibly maintain the appearance of being about family and generosity, Black Friday is an almost comedic celebration of consumerism. Despite all its criticism, consumerism bolsters the economy along and helps keep millions of people employed as Americans everywhere rush to buy the latest clothes, electronics, and gifts in time for December. All this frenzy amid a struggling economy means that some people will inevitably not have...

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