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Isaac Juarez Phone: 909-784-2467
Isaac Juarez is an experienced writer with degrees in both Political Science and European History from the University of California in Riverside.

As a student, Isaac wrote for the Highlander Newspaper, covering local news stories ranging from basic campus happenings to the men’s basketball team’s budget abuse scandal.

He also had the opportunity to study Medieval Warfare in Scotland for one summer where he visited castles, saw battle grounds, wore armor and enjoyed sampling the finest beer Scotland has to offer.

Coupling his unique experiences as a student with his time as both a congressional campaign intern and an Eagle Scout, Isaac hopes to write articles that will turn the often mundane subject of lending into something very engaging for readers.
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Missouri state flag
On Tuesday July 31, the Missouri Supreme Court ruled that cash advance interest rates should be capped. Voters must decide on the issue on the upcoming ballot in November. If approved in November, the interest on cash advances—as well as all other small consumer loans—lent within the state would be capped at 36 percent. The average interest rate for these types of financing is currently at a towering 445 percent. “Missouri’s borrowers currently pay significantly more in interest on payday...
Checklist pen and paper
Applying for Small Business Administration (SBA) loans can be an exciting though stressful time for prospective borrowers. Remembering the necessary paperwork and requirements in the application process can help avoid any early rejection and denial. Each SBA loan program is unique and each has their own specific criteria for qualifying. Despite these differences, there are a few shared similarities. Before applying for SBA loans, borrowers must remember that all borrowed money carries interest...
Shopping cart with cash
Thanks to their legal advantages as Native Americans, Indian tribes have joined the ranks of online payday lenders in order to acquire profits. Online payday loans are simple cash advance loans that are lent online. These payday loans are usually lent indiscriminately, and come in small amounts of only a few hundred dollars. But since these cash advances are lent to virtually anybody with a checking account, they often carry very high interest rates. These high interest rates are one of the...
Business plan
Creating a business plan is an entrepreneur’s first step to secure business loans from lenders. Business plans are required by all lenders, regardless of whether a lender is private or backed by the Small Business Administration. This step is so crucial that appearing before a lender without a business plan is probably the quickest way for borrowers to be denied their business loan. Business plans show that entrepreneurs are not only serious about their profitable idea, but that they have also...
Fork in the road
Small secured personal loans are simply loans that are secured by some sort of collateral. By being secured by collateral—which is anything of value—a loan can be lent out with less risk to the lender. For example, imagine a borrower who wants to borrow $2,000. His lender is willing to loan that amount out but insists the borrower offer up collateral so that the lender’s money isn’t at such a huge risk. The borrower offers up money in his checking account by writing a post dated check for $2,...
Escape route exit
Private student loans are the bane of many borrowers, especially when compared to the more consumer-friendly federal student loans. While neither federal nor private student loans can be discharged through bankruptcy, private loans almost always carry higher interest rates and harsher late penalties. Even if students compare student loan quotes online before borrowing, the fact that private college loans carry such high repayment terms and aren’t dischargeable through bankruptcy is having a...


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