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Isaac Juarez Phone: 909-784-2467
Isaac Juarez is an experienced writer with degrees in both Political Science and European History from the University of California in Riverside.

As a student, Isaac wrote for the Highlander Newspaper, covering local news stories ranging from basic campus happenings to the men’s basketball team’s budget abuse scandal.

He also had the opportunity to study Medieval Warfare in Scotland for one summer where he visited castles, saw battle grounds, wore armor and enjoyed sampling the finest beer Scotland has to offer.

Coupling his unique experiences as a student with his time as both a congressional campaign intern and an Eagle Scout, Isaac hopes to write articles that will turn the often mundane subject of lending into something very engaging for readers.
Latest Articles from Isaac Juarez Google Plus Email: isaac@loans.org
Student with megaphone
The Student Loan Forgiveness Act of 2012 is the handiwork of Democratic Congressman Hansen Clarke from Michigan. If implemented the Act, otherwise known as HR 4170, would create a 10/10 Loan Repayment Plan that has forgiveness provisions. It would cap interest rates for all federal student loans and improve Public Service Loan Forgiveness. Surprisingly, it would also convert some borrowers’ private loans to federal loans. The 10/10 Loan Repayment Plan would cap all students’ monthly payments...
Student suicide
The economic recession has continued to follow the nation like a shadow. Child hunger has never been higher—despite America being the world’s leading global superpower and arguably the wealthiest country in recorded history— unemployment rates are at their highest since the Great Depression, and college graduates, indebted with college loans, are committing suicide in record numbers. Despite the benefits a college education was supposed to give them, graduates are among the throngs of the...
LIBOR on coins
Auto loan borrowers should feel free to send a thank you letter to the criminal bankers involved in the $800 trillion LIBOR scandal for creating artificially low car loan rates over the last seven years. The recent LIBOR scandal derived from several London banks that conspired to manipulate the LIBOR. LIBOR, the London Interbank Offered Rate, is the average interest rate that London banks charge one another for borrowing. If a borrower experienced an interest rate change at anytime between...
Warning sign
The dangers of unsecured personal loans are present for both lenders and borrowers alike. Banks usually aren’t very interested in giving unsecured financing because unsecured loans don’t require collateral, which places banks at greater risk of not reclaiming all of their money. Borrowers with very good credit may be able to obtain these types of financing from banks, but most will have to settle with borrowing from a different lending source, like peer-to-peer lenders. Since unsecured loans...
Delay the clock
The current recession has made it difficult for students to repay their student loans due to unemployment and underemployment. Fortunately most student loans lenders offer deferment options that can usually be obtained through a simple application. A deferment is a delay of monthly payments on student loans. Most of these delays last between six months and one year. Interest continues to accrue on most deferred loans. However, some government college financing opportunities suspend their...
Downward trend for housing
Since the beginning of May, 15- and 30-year home loan interest rates plummeted to record-breaking lows. This trend of falling rates coupled with the weak housing market, has continued into July. The results of the Primary Mortgage Market Survey from Freddie Mac show that the average fixed mortgage rate is continuing to reach new record lows due to a decline in consumer spending and a shrinking of the manufacturing industry. According to the home loan interest rates survey, in 10 of the last 11...

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