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Isaac Juarez Phone: 909-784-2467
Isaac Juarez is an experienced writer with degrees in both Political Science and European History from the University of California in Riverside.

As a student, Isaac wrote for the Highlander Newspaper, covering local news stories ranging from basic campus happenings to the men’s basketball team’s budget abuse scandal.

He also had the opportunity to study Medieval Warfare in Scotland for one summer where he visited castles, saw battle grounds, wore armor and enjoyed sampling the finest beer Scotland has to offer.

Coupling his unique experiences as a student with his time as both a congressional campaign intern and an Eagle Scout, Isaac hopes to write articles that will turn the often mundane subject of lending into something very engaging for readers.
Latest Articles from Isaac Juarez Google Plus Email: isaac@loans.org
Finger choosing one of many options
Deciding where to borrow money for the purchase of a car can have a large impact on the overall price of a car loan. A diverse range of lenders are in the auto lending industry and each has different methods of lending money. They also have different costs and benefits for borrowers looking to purchase a car. Finding one that fits your needs should be priority number one. Here is a quick breakdown of the auto lenders available to car shoppers: Banks: Banks are the most common source for car...
Piggy bank family
Family members often help each other out by lending money to one another. Whether these family-originated personal loans are for the purchase of property, starting a business, or making important payments, it is vital that a document or contract be written and signed by both parties. Contracts exist in order to protect both parties involved in a personal loan agreement. The clauses contained in contracts spell out what will happen should a borrower and lender have a disagreement. The Pre-...
Woman arrested and handcuffed
Katrina Taniesha Waters, a 32-year-old woman from New Jersey, allegedly defrauded five different financial institutions out of $536,044 in personal loans, according to a Department of Justice press release. By using falsified identification, employment, sales, vehicle documents, vehicle identification numbers, income reports and tax information, Waters fraudulently applied for personal loans, credit accounts and automobile draft loans. The institutions targeted by Waters included the Police...
Upward money trend
According to the American Bankers Association (ABA), borrowers have made improvements in paying off personal loans and other debt in the first quarter of 2012. Borrower delinquencies fell in 10 of the 11 debt categories that are tracked by the ABA, which range from personal loans and bank cards to direct auto loans and home equity lines of credits (HELOCs). The ABA considers a late payment that is 30 days or more overdue to be a delinquency. Chief economist for the ABA, James Chessen, believes...
Soldier with arms crossed
Believe it or not, the military forces our service members to repay their debts—and lenders know that. The military actually punishes personnel for nonpayment, and delinquent personnel can be punished with loss of security clearance, demotion, and even discharge in some situations. These threats, in addition to the universal threats of credit score damage and late fees, pressure military borrowers with stress and frustration as they attempt to repay high interest payday loans. Highlighting the...
A deal just made with a handshake
A car title loan is a type of financing wherein borrowers offer their car as collateral in exchange for money. These loans usually require no credit check and their applications are quickly processed. Car title loans are often used as cash advances since their average term is only 30 days. Similar to payday loans, terms can be extended but this can lead to a cycle of debt with the looming threat of repossession. While the amount borrowers can obtain varies, lenders will rarely agree to lend...

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