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Isaac Juarez Phone: 909-784-2467
Isaac Juarez is an experienced writer with degrees in both Political Science and European History from the University of California in Riverside.

As a student, Isaac wrote for the Highlander Newspaper, covering local news stories ranging from basic campus happenings to the men’s basketball team’s budget abuse scandal.

He also had the opportunity to study Medieval Warfare in Scotland for one summer where he visited castles, saw battle grounds, wore armor and enjoyed sampling the finest beer Scotland has to offer.

Coupling his unique experiences as a student with his time as both a congressional campaign intern and an Eagle Scout, Isaac hopes to write articles that will turn the often mundane subject of lending into something very engaging for readers.
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Unlocked hundreds in cash
High risk unsecured personal loans are loans that are high risk for the lender due to the fact that they are lent out to borrowers with bad credit and no collateral. Borrowers without assets and with bad credit may find these loans to be one of their best options if they are seeking to borrow money. Perhaps the most notable feature of unsecured loans is that they do not require a guarantee. For many types of loans, collateral is required as security,which can come in the form of any asset,...
Rex Mundi Symbol
Rex Mundi, a criminal hacker organization whose name alludes to Judeo-Christian lore, leaked the personal information of AmeriCash Advance customers in a tweet on June 17, 2012. AmeriCash Advance is a cash advance loans company that provides quick cash to customers with bad credit. Five days prior to the leak, Rex Mundi faxed a “ransom note” to AmeriCash Advance informing them that their site had been hacked. The hacker organization demanded $20,000 from AmeriCash, for what they called an “...
A house made of money with a vote above it
Homeowners are being aided—and more importantly courted—by the Obama Administration in the pivotal months leading up to the Presidential election. By strategically using the Federal Housing Administration (FHA) to lessen the financial burden that mortgage borrowers are under, the Obama Administration has made a decisive move in rallying favor with voters for the upcoming election. The vast majority of homeowners and mortgage loan borrowers are middle class citizens that have a respectable...
Lender to borrower to dealership triangle.
Indirect auto loans are loans that are sold by auto dealers to third parties—like banks—or other types of lenders. Buyers of indirect auto loans are known as "holders in due course." A holder in due course is entitled to receive principal and interest payments from a borrower. In indirect auto lending a dealer will usually collect information from borrowers and furnish it to banks. Banks can either accept or reject applicants, but they do so without ever coming into contact with applicants....
Gavel and judge's hand signing papers.
In the recent conclusion of a legal battle between the National Automobile Dealers Association (NADA) and the Federal Trade Commission (FTC), Judge Ellen Huvelle ruled that dealers who use auto loan borrowers’ bad credit histories to charge applicants above-average interest on auto loans must tell borrowers that they have negative information on their credit reports. As specified by the ruling, dealers must do this regardless of whether or not they originate auto loans through a bank or a...
Boiling water with dollar sign
Racism has long been a problem in America since well before the nation’s independence. Just as racism once held sway over both the political and social realms, we’re now seeing that it continues to plague the free market and economy as well. According to the Consumer Financial Protection Bureau (CFPB), the auto lending industry has been found to be actively engaging in racially discriminatory auto loan practices. The CFPB recently launched a probe into whether many of the country’s top banks...


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