Loans Industry Studies

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The payday loan industry is growing. In fact, it is growing so much that even banks and credit unions are getting in on the action by offering payday loan alternatives. While these newer financing products go by various different names, they are all trying to replace the same convenience and features of the traditional payday loan, chief among which is offering short-term financing to people who...
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The housing industry is built on calculated estimates, but as time passes, it is clear that this highly-researched information is merely a guess. Loans.org researched how well economists and housing professionals predicted what would change in 2013. In the next two months, this same group of economists will make housing and economic predictions for the upcoming year of 2014. Comparing the past...
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Car title loan laws can change quickly. Even more confusing is that counties, cities, and towns can develop their own ways of regulating car title loan lending within their jurisdictions. In order to look at how differently each state regulates car title loans, we compiled links to each state’s laws concerning auto title financing and briefly summarized some of the key points that consumers...
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In an in-depth analysis of personal loan applications, loans.org found that more than half of applicants have poor credit scores ranging below 640. Cesar Diaz, founder and CEO of loans.org, said that it is important to provide several borrowing options for borrowers of all credit scores, income levels, and ages. “Being able to provide personal loans for all types of borrowers is a vital element...