About Us

Joel Ohman, Founder, CFP®

Joel Ohman is the CEO of a private equity-backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He also has an MBA from the University of South Florida.

Joel has been mentioned in many different online and print publications including AOL.com, BusinessInsider.com, ChicagoTribune.com, Inc.com, OppLoans, HavenLife, BestCompany, National Christian Foundation to name a few as an insurance expert.

Steve Crowell, Mortgage Loan Originator

Steve Crowell is a New Hampshire based mortgage loan originator with Luminate Home Loans, Inc. After graduating from the University of New Hampshire in 2003 with a BS in Business and Economics and a BA in History, he went on to get his broker license in 2005. In 2021, he was recognized as a Luminate Home Loans “Circle of Excellence” top agent.

Steve works as a trusted resource for clients who are looking into buying or refinancing a home. He ensures that his clients are educated throughout the loan process and loves applying his knowledge and wealth of experience to unique situations. Not only does he help his customers get the best mortgage products for their needs, but he also provides them with a fun, informative, and effortless experience.

Laura D. Adams, Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers, listeners, and loyal fans benefit from her practical advice.

As a professional accountant and financial analyst for several companies, Laura is a trusted source on various finance topics for TV, radio, online articles, and print publications. She’s been featured on most major news outlets, including ABC, Bloomberg, CBS, Consumer Reports, Forbes, Fortune, FOX, Money, MSN, NBC, NPR, NY Times, USA Today, US News, Wall Street Journal, Washington Post, and more.

Her mission is to empower consumers to live healthy and rich lives by making the most of what they have, planning for the future, and making smart money decisions every day. She received an MBA from the University of Florida and lives in Vero Beach, Florida.

Laura Kuhl, Managing Content Editor

Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals.

In 2018, she started writing for the cannabis industry. She curated news articles and insider interviews with investors and small business owners, leading to conversations with key players in the legal and insurance industries.

For the past five years, Laura has worked with insurance industry professionals across multiple markets, including business, auto, and life insurance, to create content that is accessible to everyone. She believes insurance does not need to be complicated and continues to create content that is straightforward, unpretentious, and jargon-free.

Sara Routhier, Sr. Director of Content

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world of insurance.

Her work has been featured on: CBS, Denver Post, DriversEd, ESPN, Finance101, Finder, FOX5, Legal Advice, MSN, PrettyMotors, SeattleTimes, StarTribune, USA Today, WalletHub, Yahoo Finance, and the Zebra.

Angie Watts, Licensed Real Estate Agent

Angie Watts is a licensed real estate agent with Florida Executive Realty. Specializing in residential properties since 2015, Angie is a real estate writer who published a book educating homeowners on how to make the most money when they sell their homes. Her goal is to educate and empower both home buyers and sellers so they can have a stress-free shopping and/or selling process.

She has studied and written on topics including market conditions, mortgage trends, first-time home purchases, and buying new construction. In addition to real estate, Angie has a strong background in both insurance and finance. She studied Business Marketing at Waukesha County Technical College and draws upon 20 years of sales and marketing experience in all facets of her professional career.

Diego Anderson, Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments.

He also runs a successful Visual Design business. This helps him implement popular, modern aesthetics into his listings. Utilizing both of these talents has allowed him to not only beautify his own design materials but also provide templates and training for his peers. His graphic design work and insurance and real estate advice have been featured on many sites.

Tonya Sisler, Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers’ top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. 

Tonya currently leads a team of 10 insurance copywriters and works closely with them on industry research and content creation. Tonya has a Bachelor’s Degree from the University of South Carolina in Journalism and has worked for over 15 years in management roles.

Karen Condor, Loan and Finance expert

Karen Condor is an insurance and finance writer who has degrees in both journalism and communications. She began her career as a reporter covering local and state affairs. Her extensive experience includes management positions in newspapers, magazines, newsletters, and online marketing content.

She has utilized her researching, writing, and communications talents in the areas of human resources, finance, technology, and travel. Recently she has delved into the worlds of real estate and insurance by assisting with her family’s real estate company.

Her work has appeared in Atlantic Ride, Carex, CEO Blog Nation, CreditCards.com, Dangerous Roads, Gauge Magazine, The Mortgage Reports, Realtor.com, Realty Biz News, Small Biz Club, US Finance Post, The Wall Street Journal, and Vintage Value Investing.

Chris Tepedino, Feature Writer

Chris Tepedino is a feature writer that has written extensively about auto insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features.

His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and Cinncinati.com. He has been a contributor to The Penny Hoarder, UpJourney, and Translate by Humans.

Kate Bregovic, Finance Expert

Kate Bregovic has been working in the financial planning and investment services industry for over 10 years. Now being a freelance writer, she is well equipped to provide advice on a wide array of areas.

Merriya Valleri, Expert Insurance Writer

Merriya Valleri is a skilled insurance writer with over a decade of professional writing experience. Merriya has a strong desire to make understanding insurance an easy task while providing readers with accurate and up-to-date information. Merriya has written articles focusing on health, life, and auto insurance.

She enjoys working in the insurance field, and is constantly learning in order to keep up with the current, ever-chaning market. Merriya has a Bachelor’s Degree in Writing, using her skills to promote educational experiences for her readers.