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Isaac Juarez Phone: 909-784-2467
Isaac Juarez is an experienced writer with degrees in both Political Science and European History from the University of California in Riverside.

As a student, Isaac wrote for the Highlander Newspaper, covering local news stories ranging from basic campus happenings to the men’s basketball team’s budget abuse scandal.

He also had the opportunity to study Medieval Warfare in Scotland for one summer where he visited castles, saw battle grounds, wore armor and enjoyed sampling the finest beer Scotland has to offer.

Coupling his unique experiences as a student with his time as both a congressional campaign intern and an Eagle Scout, Isaac hopes to write articles that will turn the often mundane subject of lending into something very engaging for readers.
Latest Articles from Isaac Juarez Google Plus Email: [email protected]
an elderly woman with glasses
Far from being senior citizens that lack financial sharpness, the elderly actually have an advantage over younger generations when it comes to borrowing personal loans. Unlike younger generations, the elderly have had an entire lifetime to build up credit, collateral, and value in their personal lives. These can be key benefits when it comes to borrowing money for personal needs. To learn more about how the elderly fare when it comes to personal loan financing, spoke with several...
pair of credit cards
Yes, you can use a credit card to repay an outstanding credit card. There are actually a few benefits to doing this, at least if done right. But just because you can, doesn’t mean you should. To a degree, using one credit card to pay off an older one can even be considered analogous to burning down your house to try and keep warm. While it will handle one problem, it merely trades it for another. Credit cards are little more than personal loans. When consumers borrow money for personal needs,...
red and black car under dollars
Yes, borrowers can pay off their car loans early, but it might hurt them. While paying off a car loan gets borrowers out of debt, it can damage their credit score making it more difficult to get another type of loan, such as a mortgage. It’s quite ironic considering that most financial advice says to pay off your debt as fast as possible, but haste can make waste as far as credit scores are concerned. Self-Injured By Early Payment Colin Grussing, Founder of, told that...
defeated king in chess
Proposed payday loan legislation is either for or against payday loan companies. While there are few exceptions, the opposing party tends to be consumer activists. Whenever laws regulating industries, such as the cash advance industry, are put into place, there are always winners and losers. The Payday Loan War has been going on for years. As a result, each “battle” has had its own winners and losers. Consumer activists, driven by their anti-payday loan ideology, have won several victories in...
car and keys on top of money
No one wants to have car loan debt. Cars lose value the moment you drive them off the dealer’s lot, causing some people to eventually owe more than what their cars are worth. Whether people want to or not, they have to repay the auto loans they borrowed. However, paying off your car loan sooner rather than later might be unwise. In order to avoid any potential fees and lost opportunity costs, it is important to determine when borrowers should and shouldn’t pay off their auto loans. Timing can...
student banging head against chalkboard
Congress failed to agree on a deal to keep subsidized Stafford federal student loan interest rates from doubling on July 1. As a result, interest rates have risen from 3.4 percent to 6.8 percent. Stafford federal student loans are fixed-interest college financing that is only available to students who have filled out and submitted a Free Application for Federal Student Aid (FAFSA). There is only a limited amount of money available for Stafford college loans each year, hence the need for...