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Isaac Juarez Phone: 909-784-2467
Isaac Juarez is an experienced writer with degrees in both Political Science and European History from the University of California in Riverside.

As a student, Isaac wrote for the Highlander Newspaper, covering local news stories ranging from basic campus happenings to the men’s basketball team’s budget abuse scandal.

He also had the opportunity to study Medieval Warfare in Scotland for one summer where he visited castles, saw battle grounds, wore armor and enjoyed sampling the finest beer Scotland has to offer.

Coupling his unique experiences as a student with his time as both a congressional campaign intern and an Eagle Scout, Isaac hopes to write articles that will turn the often mundane subject of lending into something very engaging for readers.
Latest Articles from Isaac Juarez Google Plus Email: [email protected]
jar of money for college
A college education in modern America is one of the most expensive things a person can pay for. With soaring tuition costs and the average student loan debt now over $30,000, there is just no end in sight to the expensive endeavor that obtaining a degree has become. In order to halt this trend, it was only a matter of time before someone pushed forward legislation that would make college attendance tuition-free, much like the universities of many foreign countries. Just this month, Oregon...
payday loan APR infographic
The law requires payday loan costs to be expressed in yearly terms, even though they only have average lifetimes of two weeks. This yearly cost is referred to as a payday loan’s annual percentage rate, or APR. By forcing lenders to price payday loans based on their APR, consumers looking to borrow a payday loan often have trouble accurately understanding how much interest they will really pay after a normal 14-day term. If everything were priced like payday loans, everyone would have...
hundred dollar bill roll on stock chart
Yes, consumers can borrow a personal loan and invest the money. However, borrowing a personal loan to use for investment doesn’t always lead to a happy ending, let alone a profitable outcome. Since not everyone has the money needed to contribute to worthwhile investments, such as stocks, it seems reasonable that some prospective investors would turn to borrowing money to fund their investing plans. But borrowing money to potentially make money is not always a wise decision, especially for the...
dollar bill house on grass
Housing prices are rising again and so are mortgage loan interest rates. However, in many parts of the country the debate on whether to rent or take the plunge and buy a home rages on. What if there was a middle road though, a place to meet in the middle between these two choices? That “place” takes the form of rent-to-own homes. These arrangements are just the thing for buyers who may not (or cannot) go the route of a traditional mortgage loan. Rent-to-own agreements account for a relatively...
Oregon state flag
Oregon just passed a revolutionary, almost market-disruptive bill that would effectively make tuition free at colleges across the state. The Oregon program is fairly straightforward. In fact, House Bill 3472, or “Pay it Forward, Pay it Back,” is so straightforward it has been called the solution to the Student Loan Debt Crisis. Under the program, students wouldn’t pay tuition fees upfront. Instead, they will pay a small percentage of their adjusted gross income for a number of years after...
overworked and stressed lawyer
The Student Debt Crisis has reached massive proportions now that is has surpassed $1 trillion. However, one group of graduates is suffering more than any other. That group is the graduating class of law students around the country. While the average individual student loan debt per borrower is now in excess of $30,000, that figure doesn’t accurately depict how drastically high it can be for law students who frequently take on six figures worth of student loan debt to complete their studies. To...