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John Pirro Sr. Phone: 909-784-2476
John Pirro Sr. is a licensed mortgage loan Officer in the state of California, a Veteran real estate investor, and he is licensed with the NMLS (Nationwide Mortgage Licensing System). When he’s not writing articles, John can currently be found managing several websites pertaining to auto insurance.

With over 30 years experience in the real estate industry, this Brooklyn native is proud to relay his knowledge and know-how to those seeking information about the financing world. His ability to combine humor with fact, entertainment with insight, and that New York accent with the professional world makes him a perfect candidate to relay articles, answers, and news to readers.

John is hopeful that his writing will be better received and more successful than his favorite NFL team, the New York Jets.
Latest Articles from John Pirro Sr.  Email: [email protected]
US Army uniform
The Sequester’s budgetary cuts have affected more than just contractors and new purchases for the military. Now, the educational access once promised to millions of enlisted members has been slashed. Due to the budget cuts caused by the Sequester, the Army, Air Force, and Marines have all cut Tuition Assistance for service members. As a result, a petition on the White House’s website has rallied supporters to voice their opposition to these cuts. The petition calls for the President, as...
Arkansas state flag
Cash advance lenders better steer clear of Arkansas—or at least tread carefully. Attorney General Dustin McDaniel just reached an agreement with Sure Advance, an online cash advance company. Under the terms of this agreement, Sure Advance will no longer be able to offer cash advances to Arkansas residents. Sure Advance has also agreed to cancel all outstanding debt for its Arkansas based customers. According to a news release from Attorney General Dustin McDaniel, he sued Sure Advance in 2011...
row of cars at a dealership lot
Chrysler enthusiasts and future car shoppers rejoice! A new lender is on the scene. It turns out the car industry giant Chrysler is replacing its old financing partner Ally. Chrysler Group LLC is giving the boot to Ally and replacing it with Chrysler Capital, the lovechild of Chrysler Group and Santander Consumer USA, which is a subsidiary of Spanish banking behemoth Banco Santander. Santander Consumer USA is an auto lending company with $21 billion worth of financing revenue thanks to its...
graduation cap on money
Yes, you can get a commercial loan if you are still in college! However, you will need to put some work into it since there are a few obstacles that young borrowers—like college students—specifically face. “College students face the triple hurdle of insufficient credit history, low collateral, and if they have student loans, high current debt load. This makes them a bad credit risk in general. So there is a bit of automatic age-ism in the mix, endemic in the system,” said Professor Trexler...
foreclosed home
Defaulting on a VA loan can result in foreclosure, meaning that a homeowner loses their house to the lender. Just like regular mortgages, these veteran mortgages must be paid on time. If a borrower is facing financial difficulty then he or she is given a short grace period to repay their mortgage. Some financers will be more forgiving than others and offer deferment options. However, even for veteran home loans, there is a limit to the mercy of lenders. Eventually, after several months of...
question mark inside a house made of money
Yes, it is possible to buy an REO home using an FHA loan. REO stands for “real estate owned” properties. This means that the property was once owned by a mortgage borrower, but the borrower’s lender has since taken ownership of the property. As one might imagine, these became prevalent in recent times due to the massive amount of foreclosures that occurred in the wake of the recent recession and housing market collapse. Banks, who are the most common REO owners, are not interested in holding...

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