The American manufacturing industry has begun a steady rise again, but manufacturing owners are saying they need personal loans in order to keep up with their growth. In a recent survey conducted by MFG.com, an online directory that matches businesses with manufacturers, 26 percent of small to mid-sized manufacturers said that “lack of capital to grow” is the biggest challenge they’re currently facing. The survey found that banks’ unwillingness to lend personal loans to manufacturers that need new equipment, marketing tactics, and capital to hire new employees is seriously stunting the potential of this industry.

Imagine a patient laying on a gurney, waiting for doctors and nurses to come prep them for surgery. The door creaks open, and someone approaches, but instead of seeing a comforting friendly face topped with a puffy blue hat, there’s a suited man holding a briefcase and a document requesting the patients signature needed to satisfy the personal loan that will be used to fund the surgery.

The U.S. Small Business Administration (SBA) announced the deadline to apply for their economic injury disaster personal loans in Tennessee and North Carolina. Businesses in both states have less than a month to apply for a disaster loan designed to help small businesses affected by recent tornadoes. The deadline to apply for a personal loan in North Carolina is May 11, 2012, while Tennessee’s deadline is May 12, 2012.

Think your personal loans are bad? Try walking in Baltimore Ravens’ Lineman Bryant McKinnie’s shoes, who must find a way to come up with $4.3 million after defaulting on a personal loan he took out during the 2011 NFL lockout, reported TMZ on Thursday. Back in March 2011, there was an NFL labor dispute between the NFL’s owners and players that went unresolved, resulting in a work stoppage. The lockout remained in effect until July 21, 2011, but that left players out of work for nearly five months.