The Rising Cost of Christmas Infographic
Christmas is only days away. Even though Christmas is always an expensive time of the year, a new infographic displays that the cost of Christmas has actually increased over the years. Whether it is Christmas cards, trees, or online shopping, people are generally spending more... Read More

Industry Studies

rolls of dollar bills
The payday loan industry is growing. In fact, it is growing so much that even banks and credit unions are getting in on the action by offering payday loan alternatives. While these newer financing products go by various different names, they are all trying to replace the same convenience... Read More


Published: Dec 24, 2013 | By Rebekah Coleman
Consumers can file a payday loan complaint with a newly-established page on the Consumer Financial Protection Bureau’s website. If a borrower has a question or complaint about their loan, they...
Published: Dec 19, 2013 | By Isaac Juarez
A lawsuit loan is a personal loan that can help a borrower fund his or her legal case or help him or her pay for living expenses as their lawsuit settles. Lawsuit loans are generally for victims of...
Published: Dec 4, 2013 | By Rebekah Coleman
When a reverse mortgage borrower dies, the outcome depends upon the existence of any remaining family members and whether they want to keep the home. When the original homeowner passes, the process...

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Published: Jan 6, 2014 | By Isaac Juarez
According to a TransUnion report, 2014 will be a year of increases in both auto loan lending and payment delinquencies. The average automotive debt per borrower is expected to increase from a 2013...
Published: Jan 6, 2014 | By Isaac Juarez
The CFPB is gearing up to change lending rules for auto loan lenders in 2014. The Bureau alleges that dealer reserve, which is a kickback dealerships receive for charging consumer’s higher interest...
Published: Dec 30, 2013 | By Rebekah Coleman
New mortgage loan rules beginning on Jan. 10, 2014 could limit the current availability and cost of mortgage loans but experts state that the real impact is in the long-term. The new lending rules...


Published: Dec 30, 2013 | By Isaac Juarez
As much as money can talk nowadays, politicians are ultimately the ones with the power to implement and change policy, and incentivising their decision-making with money is an integral part of...
Published: Dec 16, 2013 | By Isaac Juarez
Credit scores are sort of like souls. After too many mistakes, a person with a bad credit score finds themselves damned to a financial inferno where they can’t qualify for loans. Making the right...
Published: Dec 12, 2013 | By Rebekah Coleman
Low credit scores, high levels of debts and a poor financial history can severely limit a consumer’s power in the economy. When negative marks and debts are prevalent, some feel that there is no way...